Compare more than the premium
Review benefits, exclusions, waiting periods, benefit limits and the rating basis. Consider any changes to your employment, credit agreement or personal circumstances.
Confirm replacement arrangements first
Do not change or cancel existing cover until you understand the proposed replacement and have confirmed any acceptance and commencement requirements. A new application is not confirmation of cover.
What helps with a review?
Your current policy wording or schedule and credit agreement details can help later in the process. The initial enquiry only asks for basic information; supporting documents should use an agreed secure channel.