Death
May help settle the insured outstanding balance, subject to your policy’s terms.
CREDIT LIFE INSURANCE
Protect your repayments when life changes.
Explore credit life insurance for eligible loans and credit agreements. Understand your options and get help with your application.
Benefits, eligibility and commencement of cover depend on the insurer’s terms.
A little clarity. A lot of reassurance.Understand your options before you decide.
Plain-language guidance Broker-led application support Cover tailored to eligible credit
I want cover for my debt
Explore protection for your loan or review your existing credit life cover.
Explore My OptionsI manage or support borrowers
Submit applications, upload client lists and track progress through a dedicated partner portal.
Explore PartnershipA clearer understandingLife is unpredictable.
Life is unpredictable.
Your cover shouldn’t be confusing.
What is credit life insurance? It may help settle an outstanding balance or meet repayments following insured events, according to your policy.
Disability
May help with your balance or repayments if an insured disability affects you.
Retrenchment or loss of income
Where included and applicable, may cover repayments for a limited period.
Benefits vary. Not every insured event pays off the entire debt. Always review the policy terms.
Cover for your credit agreement
Start with what matters to you.
Explore your options for the credit you have.
How it works
A clear path from enquiry to cover.
01
Tell us about your credit agreement
Start with a few details about your loan and what you need.
02
We review your needs and eligibility
Our team helps you understand the next steps.
03
Review your quotation and policy terms
Make an informed decision about the cover offered.
04
Receive confirmation once cover is issued
Check your policy documents and effective date.
Built for business partners
A simpler way to manage credit life applications.
One place to submit, follow up and keep track. With a broker involved at every important step.
- Individual and bulk client submissions
- Clear statuses and missing-information requests
- Broker review and manual insurer processing
- Policy documents, premiums and reporting
CreditCovered · Partner portalExample
Application overview
Every application. A clear next step.
Personal loan applicationUnder review
Home loan applicationInformation needed
Vehicle finance applicationSubmitted
Submission does not activate cover. Issuance is confirmed by the broker.
A fresh look at your cover
Already have credit life insurance?
Request a review of your existing cover. Compare benefits, exclusions, waiting periods and costs—and confirm any replacement arrangements before making a change.
Review My Existing CoverWhat is credit life insurance?
Credit life insurance may help settle an outstanding credit balance or meet repayments after an insured event. The benefit depends on your policy, eligibility and the event covered.
When does my cover begin?
An enquiry, upload or application does not start cover. Check the insurer-issued policy and effective date, including any conditions that must be met. Our team will confirm once the issued record is ready.
Does every benefit pay off my full debt?
No. Some benefits may settle a balance; others may cover repayments for a limited period. Review benefit limits, exclusions and waiting periods in the actual policy.
Can I review my existing credit life cover?
Yes. Request a review and compare costs, benefits, exclusions and waiting periods. Confirm any replacement arrangements before changing or cancelling existing cover.
Understand your options.
Take the next step.
We’re here to help you make sense of credit life cover.